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Hippo Motor Finance > Car finance on benefits

Car finance on benefits

Check if you’re eligible for car finance on benefits today - it’s quick, easy & won’t affect your credit score!

Get a quote in minutes ✅ - with zero impact on your credit score!*

Get Started

Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender. *a hard search will be performed if you decide to proceed


Can you get car finance on benefits?

Yes, you can still get car finance on benefits!

Here at Hippo, we believe that everyone should have the chance to get behind the wheel of a car, regardless of their financial situation. That’s why we have a varity of finance contract options available to meet the needs of all our customers, regardless of the their benefits status or credit score.

What type of benefits do we accept?
  • Universal Credit
  • Personal Independent Payment
  • Working tax credits
  • Child tax credits
  • Disability allowance
  • Carers allowance

How does car finance work for people on benefits?

Our team can help. We offer finance for people on benefits that might be struggling to secure funds through a more traditional source. As soon as your loan application is approved, we'll provide you with a monthly payment plan that's affordable and convenient for you. Allowing you to finance a car for a price that suits your budget.

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!*
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    Collect your car within 48 hours from one of our showrooms or arrange nationwide delivery to your door!
Check Your EligibilityApply Now

Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender.

*a hard search will be performed if you decide to proceed

Don't let bad credit stop you
getting car finance

Don't let bad credit stop you
getting car finance

We've got plenty of helpful guides plus tips on how to qualify.

Visit our bad credit hub

Are you guaranteed car finance on benefits?

Are you guaranteed car finance on benefits?

No reputable finance company can guarantee car finance to anyone. However, we can guarantee that we offer people from all financial backgrounds the best chance of having their application accepted.

We have a wide variety of lenders who can help people on benefits, people with bad credit, and those without a down payment, so you can get a car you love without stressing about the finance.

Apply NowGet an online decision in minutes

We help people get car finance on benefits

Cannot recommend these guys any higher. Thought I was going to be without a car. Having not the greatest credit history, these guys managed to find me an affordable deal with the car that I wanted. Completely stress free, friendly, non judgemental and great communication. It’s been a pleasure

Chris | 17/02/2022

Representative Example of Credit

Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.

Loan amount

£7500

APR

18.9%

60 monthly payments

£188.16

Deposit amount

£0

Loan term

60 months

Flat rate

10.1%

Total cost of credit

£3789.60

Total amount payable

£11289.60

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076, you can check this at www.fca.org.uk. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only.

* Only a soft check is carried out when you complete this finance check which won’t affect your credit score. However, if you choose to proceed and order a vehicle, a full credit check will be carried out.
** Delivery and collection times are dependent on your vehicle being ready when you place your order. If your vehicle is still being prepared then these times may be extended.
*** We offer you a 14 day money back guarantee, meaning you’re not stuck in the remainder of your contract, if you change your mind once you’ve signed your documents. But this is subject to a cancellation fee which is £600.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at [email protected]. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.

Our Partners

  • leaseplan
  • novuna-vehicle-solutions
  • saf
  • bvrla
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Call: 01254 956 777

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