How It Works

Car finance eligibility checker

Car finance eligibility checker

Get approved for car finance in minutes using our online eligibility checker – with no impact on your credit score!

  • Get approved for finance in a few easy clicks
  • Speed up your car buying journey
  • Have a complete understanding of your options

Car finance eligibility checker

What is a finance eligibility check?

By answering a few simple questions, we’ll be able to tell you if your car finance application will be accepted by one of our lenders. We’ll run a soft credit check, meaning it won’t be visible on your credit record or impact your credit score.

  • Check your eligibility online
    You can secure your pre-approval for car finance and get a clear indication of your options within minutes.
  • Discover bad credit finance deals
    If you have a poor credit history, don’t worry. Hippo has a range of finance deals for a variety of financial situations, including bad credit options.
  • It won’t affect your credit score
    Our online eligibility checker uses a soft credit search to assess your finance suitability, so it won’t affect your credit profile.

Get pre-approved for car finance

Use Hippo Motor Finance’s eligibility checker to get a head start on your car-buying journey. You can complete your application without having to speak to an agent over the phone and find out within 60 minutes if you will be pre-approved for finance on your new car or van.

  • Results sent directly to your email
  • Find a lender who is compatible with your needs
  • It’s fast and hassle-free
  • We won’t use or share your data
  • Initial application won’t appear on your credit profile

Get pre-approved for car finance

Car finance eligibility FAQs

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Representative Example of Credit

Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.

Loan amount

£7500

APR

18.9%

60 monthly payments

£188.16

Deposit amount

£0

Loan term

60 months

Flat rate

10.1%

Total cost of credit

£3789.60

Total amount payable

£11289.60

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076, you can check this at www.fca.org.uk. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only.

* Only a soft check is carried out when you complete this finance check which won’t affect your credit score. However, if you choose to proceed and order a vehicle, a full credit check will be carried out.
** Delivery and collection times are dependent on your vehicle being ready when you place your order. If your vehicle is still being prepared then these times may be extended.
*** We offer you a 14 day money back guarantee, meaning you’re not stuck in the remainder of your contract, if you change your mind once you’ve signed your documents. But this is subject to a cancellation fee which is £600.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at [email protected]. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.