When you apply for van finance, one of the first things a lender will do is carry out a credit…

The information in your credit report is constantly being updated. So, as your report changes, so does your score. But…

Your credit report exists to give lenders an insight into your repayment habits, so they know what sort of risk…

Having a car while you’re a student opens up a whole new world of freedom. Not only does it make…

Your credit utilisation rate, or ratio as it’s sometimes known, compares the amount of credit you have available to how…

If you’re thinking about applying for credit such as car finance, it’s good to have a grasp of your current…

So, you’re looking to get finance on a new or used car. While this is the ideal solution for many…

When it comes to buying a car, you’re faced with many decisions – not least of which is how to…

When you’re looking for car finance, a history of poor credit or even no credit can make it more challenging….

When you’re looking for car finance, the chances are at some point; you’ll deal with a broker. But what’s a…

When it comes to buying your new car, there are several decisions you need to make – not least of…

Personal contract purchase (more commonly known as PCP) is one of the most popular ways to spread the cost of…

Part exchanging your car can save you the time and hassle of selling it privately, as well as reducing the…

Lease purchase is one finance option with low monthly payments that helps you plan the costs of your car or…

If you’re looking to spread the cost of financing your car and you want to own it at the end…

Applying for a car loan can be stressful. You may wonder whether you’ll be accepted and, if you are, what…

Car finance agreements can last anything up to five years, so a lot can change in that time. A voluntary…

It doesn’t matter what type of car finance you decide to go for; getting a credit check will be an…

It’s not always possible to fund a large purchase, like a new or used car, with cash. But is getting…

Using finance to purchase a car has become increasingly popular over the years. Usually, a car is your largest purchase…

While it’s certainly harder to get car finance with a default, it’s not impossible. By understanding how a default affects…

Buying a new car is an exciting prospect. And with enthusiasm levels at their peak, it’s tempting to rush in…

If you’re on a low income and don’t have the funds to buy a car outright, you may be wondering…

The unfortunate fact is that bad credit can really affect your chances of qualifying for a car finance. Lenders are…